Getting into an automobile accident can be frustrating and stressful; there are so many different issues you have to resolve after all. Knowing how to manage the situation can make things a lot less hectic if you do find yourself in that unfortunate situation.
What to Do Right Away
The very first thing you need to do if you get into an automobile accident is make sure that everyone in the vehicle is safe. If your car is in the middle of traffic, move to a safe place. Check to see if there are any injuries. Call 911 right away to get a police on the scene, and follow his or her instructions.
While on the scene, do not admit to any fault; let the police determine that. Be sure to gather the name of the other driver and his or her insurance information as well as the names of any witnesses present. Take photos of the accident, making sure to include license plates, damage to vehicles, and street signs. Also, document the time, date, and weather and traffic conditions. Provide descriptions of the accident, injuries, and police involvement.
What to Do After You Leave the Scene
As soon as you can, get in contact with your automobile insurance agent, who will instruct you on how to handle the situation for insurance purposes. Throughout the whole process, keep track of all important information.You are going to want to obtain a copy of the accident or incident reports filed by the police and other drivers. Write down the names of the police officers and insurance representative you speak with. Always write down the date and keep notes on the conversations. Keep track of any receipts that have anything to do with the accident, such as towing and costs of automobile repair.
When the other party is at fault, their insurance company should cover the cost for repairs. However, in some cases, you may discover that it is necessary to sue the other party in order to receive compensation for damages.
Hire a reputable law firm that has experience in motor vehicle accidents. For example, if you need an accident attorney in Topton, PA, Conrad & Conrad Law Offices has extensive experience with these situations. They will help you determine your losses, and they even provide experienced litigators for cases that cannot be settled in court. You want to hire an attorney that will be thorough and make sure you are compensated for everything you need to be compensated for.
Getting Back on the Road
Hopefully the accident will be minor enough that your automobile will only require a few repairs. However, if you were in a more serious accident you will likely need to shop for a new vehicle. After dealing with all the hassle of police reports and insurance claims, spending time shopping for a new car might seem like a less than exciting prospect. Keep in mind, you don’t have to shop for a car in the traditional way which involves going to the dealership, talking to a salesman, and being shown a variety of makes and models. If you want to save time and energy, you can actually shop for vehicles online from the comfort of your own home. Companies such as Auto Auction Mall provide online car auctions, where you can bid on a variety of pre-owned vehicles.
Often, automobile accidents can affect you emotionally as well as physically. Those who have been in an accident can experience PTSD, anxiety, depression, and phobias related to driving. Stress and anxiety are normal for a few weeks after an accident. However, if these feeling persist for more than a few weeks, it could be beneficial to see a psychiatrist or a psychologists to help you work through them. Fortunately, with help you can manage these feelings.
While automobile accidents are something we seek to avoid, it is important to know what to do if you ever find yourself in such a situation. Being prepared can help reduce your stress levels and help you deal with the situation quickly and efficiently.